Available 7 days a week!

E-Mail any questions to frank@coastalhomeloans.com or call (888) 596-5634.

All of the quotes below include any Origination Fee in the "points' column. We do not charge a processing fee, administration fee, or application fee,  Our zero point loan has no Origination Fee and truly is a zero point quote.  Contact us today for a Good Faith Estimate!


    Program           Name       

 Rate with a 30 Day Lock

Points 

APR

 Conforming 30 Year Fixed Rate

 6.125%

2

 6.257%

 

6.375%

    1

6.473%

 

6.625%

0

6.726%

Conforming 15 Year Fixed Rate

 5.75%

2

5.876%

 

6%

    1

 6.152%

 

6.25%

0

 6.358%

Conforming Agency Jumbo 30 Year Fixed Rate 

 6.5%

1

 6.632%

 

6.75%

0

6.847%

Conforming Agency  Jumbo  15 Year Fixed Rate

6.125%

1

6.267%

 

6.375%

0

6.485%

RATES LAST UPDATED:  July 23, 2008
  For a lower rate, ask about financing additional buydown points. 
For rates on ARMs, Interest Only, VA, CalPERS, CalSTRS, or any other loan program, please click here:  Easy Quote
 To determine your monthly payment, try our mortgage calculator:
All closing costs, including title and escrow fees, can be offset by using a slightly higher rate.  Call or e-mail me with your questions, including the details of your situation, and I will send you a rate quote and a good faith estimate of all closing costs. 


Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, occupancy, loan purpose (cash out refi vs. purchase), loan amount, and rapid fluctuations in market conditions. Loan amounts from $417,000 to $729,750 are now considered Conforming Agency Jumbo loans in California. Rates and APR's are for non-cash out refinance and purchase transactions with tax and insurance impounds based on amounts of $200,000 or higher. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.