E-Mail any questions to frank@coastalhomeloans.com or call (888) 596-5634

                         
  *APR Definition : ANNUAL PERCENTAGE RATE
The APR is not the same as your interest rate. Because the APR includes items in
addition to interest, it is higher than the note rate. It is a combination of the amount of interest to be paid over the life of the loan, together with the prepaid finance charges computed as an annual rate.

We do not charge any application fees.  We do charge a 1% origination fee at closing, 
which may be included in you loan amount. For a lower rate, ask about financing additional buydown points.

For rates on ARMs, Interest Only, VA, CalPERS, CalSTRS, or any other loan program, please click here:  Easy Quote

 To determine your monthly payment, try our mortgage calculator:

Some closing costs, such as title and escrow fees, can be offset by using a slightly higher rate.  Call or e-mail me with your questions, including the details of your situation, and I will send you a rate quote and a good faith estimate of all closing costs. 

Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, occupancy, loan purpose (cash out refi vs. purchase), loan amount, and rapid fluctuations in market conditions. Loan amounts from $417,000 to $625.500 ( OC and LA county ) are now considered Conforming Agency Jumbo loans in California. Rates and APR's are for non-cash out refinance and purchase transactions with tax and insurance impounds based on amounts of $200,000 or higher. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.