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About Us

Cobalt Financial Corporation is licensed as a California Real Estate Broker - license #01821025  . The corporate office is located in Northern San Diego County at 10251 Vista Sorrento Pkwy #350  San Diego, California 92121.

Our Titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers.

What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.

We know that despite our best efforts and the government’s best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage advisor and that what they are signing is in their best interest.

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.

Highlights of Cobalt Financial

  • Members of NAMB (National Association of Mortgage Brokers)
  • FHA approved correspondent
  • Cobalt brokers are seasoned brokers. We do not hire newly licensed loan officers.
  • Many loan officers with Cobalt have obtained their CMPS designation (Certified Mortgage Planning Specialist)
  • Managed by Principals with over 62 years experience in the mortgage industry
  • Former principals of the 2nd Largest Mortgage Broker in the US
  • Our corporate office is available to all clients to intervene in situations when necessary
  • We have strict policies to ensure your confidential information remains confidential
  • Partners with the largest banks in the US
  • Accurate up front rate and closing cost quotes.


 
Today's Mortgage Rates


Approved broker for most major U.S Banks, including: 

  • Citi Mortgage
  • Bank of America
  • Wells Fargo
  • US Bank
  • Flagstar Bank
  • Home Savings
  • Plaza Mortgage


Cobalt Financial Corporation

Frank Drury
 

Available seven days a week
Toll-Free 888-596-5634
Direct: 714-330-7056
FAX: 866-883-8381

E-mail: frank@coastalhomeloans.com




Licensed through the CA Dept.of Real Estate
Broker # 01821025  


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Home - Describes the mortgage loans and services offered by Frank Drury of Cobalt Financial Corporation, Huntington Beach, California.

About Us - Frank Drury is a mortgage loan originator for Cobalt Financial Corporation and has access to over 300 banks and lenders to meet your mortgage loan needs in California.

Mortgage Programs - In-depth look at various mortgage loan programs.  Discussion of the advantages and disadvantages of many mortgage loan programs available on the market today.

Resources - Information about Huntington Beach and Orange County, California.  Links to real estate sources for home buyers in the Huntington Beach and Orange County, CA area.

Apply Online - Apply for your home mortgage loan online.  Our secure mortgage loan application is a convenient way to apply for a mortgage loan in California for your home purchase, mortgage refinance, or second mortgage.

Mortgage Rates - Information on current mortgage loan rates in California, as well as mortgage loan fees and costs for mortgage loans in CA.

Mortgage Calculator - Mortgage Loan Calculators include a Mortgage Payment Calculator, Mortgage Loan Amortization Calculator, and many others.

Pre-qualify - When you decide to buy a new home or refinance your existing mortgage, you must submit a mortgage loan application. One of the first steps involves a prequalification which includes calculations regarding mortgage loan underwriting guidelines.  My mortgage loan prequal is a multi-step prequalification service that will ask you a series of questions and provide mortgage payment and rate calculations to help determine your home purchase or refinance prequalification status.

Serving the home loan needs of Huntington Beach California, Orange County California, Anaheim California, Orange California, Costa Mesa California, Santa Ana California, Mission Viejo California, Laguna Beach California, Dana Point California, Temecula California, Bakersfield California, San Jose California, Redding California, Eureka California, Hayward California, Stockton California, Modesto California, Folsom California, Palm Desert California, Palm California, Pasadena California, Oceanside California,Tustin California, Newport Beach California, Irvine California, San Diego California, Long Beach California, Riverside California, Placer County California, Humboldt County California, Marin County California, Sonoma California, Santa Barbara California, Los Angeles California, San Francisco California, and the entire state of California.

Loan approval is not guaranteed and is subject to verification of specific information requested at the time of application. Specified rates may not be available for all borrowers. Rates subject to change.

Mortgage Loan California Home Loans Huntington Beach Orange County California Mortgage Broker CA Mortgage Rates Mortgage Loans Home Loan