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About
Us
Cobalt
Financial Corporation is licensed as a California Real Estate Broker -
license #01821025 . The corporate office is located in Northern
San Diego County at 10251 Vista Sorrento Pkwy #350 San Diego,
California 92121.
Our
Titles vary. We are mortgage consultants, loan originators, loan
officers, and mortgage brokers.
What
does not vary is that every day, borrowers like you entrust us with one
of the most important financial decisions of your life, that if not
executed properly can have long-lasting repercussions as was witnessed
in 2008 during the mortgage meltdown.
We know
that despite our best efforts and the government’s best efforts to
regulate the mortgage industry, our borrowers are too busy to review
every last line of every single document . Our borrowers trust us as
their mortgage advisor and that what they are signing is in their best
interest.
We do
not take that responsibility lightly. We do what is in the best
interest for you, our client, not what is best for our pocketbook as
some other brokers before us have done. We know by doing this, we not
only are doing what is morally and ethically right, but we know this
belief system will result in our borrowers referring us additional
clients, the underpinnings of a long term relationship.
Highlights
of Cobalt Financial
- Members
of NAMB (National Association of Mortgage Brokers)
- FHA
approved correspondent
- Cobalt
brokers are seasoned brokers. We do not hire newly licensed loan
officers.
- Many
loan officers with Cobalt have obtained their CMPS designation
(Certified Mortgage Planning Specialist)
- Managed
by Principals with over 62 years experience in the mortgage industry
- Former
principals of the 2nd Largest Mortgage Broker in the US
- Our
corporate office is available to all clients to intervene in situations
when necessary
- We
have strict policies to ensure your confidential information remains
confidential
- Partners
with the largest banks in the US
- Accurate
up front rate and closing cost quotes.
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